Davidson Realty, Inc.

Realtor Loreal Greathouse Shares 7 Tips on Improving Your Credit Score

February 16, 2015

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Posted by in News

Ok so you found a good lender and you had a meeting with him/her to decide how much you can get approved for. However, you found out your credit score is too low to buy a home right now. So what do you do now? There are thousands or articles and advice on improving your credit rating. Here are some tips from me.

1. Pay your cards on time every month. Paying the minimum amount will cost you more in the long run, so if you can pay more than the minimum I strongly suggest that. My advice is to focus on paying off the card with the highest interest rate. Other people may say pay the card with the smallest balance. Either way, you need to pay more than the minimum to gain any ground. Read more

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Realtor Loreal Greathouse Shares Tips on Finding the Best Mortgage Lender to fit your Needs!

January 5, 2015

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Posted by in News

When it comes to buying a new home the first step is generally finding out how much you can afford to spend. This can seem like a scary process, but if you find a good lender who will take the time to explain things to you, you will see it’s not really scary at all. In my experience, working with big name lenders can lend itself (no pun intended) to a not so personal experience. If I’m about to spend my whole life savings and take on a huge amount of debt, I need to know I can reach my lender and get questions answered quickly. I also need to know they have my best interest at heart and they are not just looking to make a buck. I want a lender who takes the time to sit down with me and all of my baggage and dirty financial secrets and dig through to decide the best option for me. Withholding information from your lender is probably the biggest mistake you can make. Read more

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