Pros and Cons of Living in a Master-Planned Community

September 17, 2019

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Master planned communities continue to pop up all over Northeast Florida, offering a new option for buyers seeking a beautiful home and sense of community.  Just some of these communities include eTown, Nocatee, Wildlight, Beachwalk, RiverTown, Shearwater, Tamaya, TrailMark, Palencia, OakLeaf Plantation, World Golf Village and many more.

 

While there are plenty of upsides to master-planned community living, there are also a few downsides you may want to consider when making the move to one of these communities.

 

Pro: Nearby amenities and services

Perhaps the most highly regarded of pros people cite for living in a master-planned community is convenient proximity to stores, service providers and amenities. Gone are the days of driving 20+ minutes to one store! In a master-planned community, almost everything you need from Publix and dry cleaners to a UPS store and elementary school are just a short drive, bike ride or walk away.

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Alicia McKenzie joins Davidson Realty

September 13, 2019

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Posted by in News

We are happy to welcome Alicia McKenzie to our growing team of real estate agents! Alicia boasts a background in customer service and mortgage lending.

 

“Alicia offers a dynamic set of skills that make her a great fit for her new role. She is a wonderful addition to the Davidson team,” said Sherry Davidson, President of Davidson Realty.

 

Alicia grew up in St. Louis and learned about construction from a young age by helping her parents to build, and later renovate, the family’s home. She developed a passion for historic architecture and graduated from the University of Missouri-St. Louis with a dual focus in art history and psychology.

 

She worked in customer service and management for 10 years and later served as a loan processor with Freddie Mac. Looking to return to a role that’s more customer-focused and aligned with her interests, Alicia pursued her real estate license.

 

She serves buyers and sellers throughout Northeast Florida, working out of our World Golf Village office.

 

In her free time, Alicia enjoys taking in the local art scene as well as painting, making pottery, reading and spending time with her family on the water.

 

Welcome to Davidson, Alicia!

Davidson Realty welcomes Will Givens to World Golf Village team

September 6, 2019

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We are happy to announce that Will Givens has joined Davidson Realty’s team in World Golf Village! Will has a professional background in financial planning services and software.

 

“Will’s experience shows he is focused on delivering great customer service and ensuring careful attention to detail. We are happy to welcome him to the team,” said Sherry Davidson, President of Davidson Realty.

 

Will originates from Tampa and earned a communications degree fromFlagler College. He relocated to St. Louis and later New York City, working as a financial and retirement planner for Mutual of America. Upon moving to Jacksonville in 2017, Will gained additional experience on the software side of financial services.

 

After a great buying experience, he decided to switch careers and pursue his long-time interest in real estate.

 

Will grew up swimming and playing tennis and golf in Tampa. Today, he is an extremely avid runner and enjoys going to the beach and spending quality time with family.

 

Welcome to the Davidson team, Will!

Vital resources for before and after Hurricane Dorian

September 3, 2019

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Posted by in News

As we prepare for Hurricane Dorian, it is important to stay informed about the resources available throughout Northeast Florida. Read on for emergency contact information, useful websites and apps, and post-storm resources to help you and your family get back on your feet. Stay safe!

 

Emergency Operations Centers by county: 

Florida Emergency Information Hotline: 1-800-342-3557

Baker: 904-259-6111 |  bakercountyfl.org/eoc

Clay: 904-284-7703  |  claycountygov.com

Duval: 904-630-2472 or 904-630-2489 or 904-630-CITY (2489)  |  www.coj.net

Flagler: 386-586-5111  |  flagleremergency.com

Nassau: 904-548-0900  |  nassaufl-em.com

Putnam: 386-329-0379  |  main.putnam-fl.com

St. Johns: 904-824-5550  |  sjcemergencymanagement.org
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Brenda Williamson’s 4 tips for a seamless lending process

August 27, 2019

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Posted by in News

 

For many homebuyers, the lending process is full of potential obstacles that create delays and undue stress. There are, however, steps the buyer can take to mitigate many of these obstacles and make the process much easier. Lender Brenda Williamson provides four tried-and-true tips to help you pave a smooth road to the closing table:

 

1.) Understand the various options for YOUR situation.

It is important to work with a lender that will help plan a mortgage that is best for the buyer. A buyer may ask for the typical 30-year conventional fixed mortgage, but that may not be the best option for them. For a buyer with a lower credit score and down payment less than 20%, the monthly PMI (private mortgage insurance) payment would be muchhigher than necessary.

 

PMI is based on the amount you are putting down, the loan amount and credit scores. For buyers with higher credit scores seeking a conventional loan with less than 20% down, the monthly PMI amount can be very low. The higher the scores, the lower the PMI amount.

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