Cornerstone’s Brenda Williamson discusses 3 common lending questions

November 27, 2019

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As loan officers, we hear all kinds of questions and “what ifs” pertaining to the lending process. Here are a few of those questions to which you may find surprising answers.

 

I’m buying my first home and my parents offered to pay my earnest money deposit. Is that okay?

 

While your parents are very generous, your earnest money check absolutely must come from your own checking or savings account, and it must be written on your own personal check. If you are unable to pay the earnest money needed at the time of contract (or someone offers to pay for you), it is crucial that you reach out to your loan officer immediately to discuss the best way to handle this.

 

Also, talk to your loan officer before accepting gift funds from a family member to help you buy a home. The donor will need to meet documentation requirements for the gift funds to be used.

 

We’re in the midst of buying a house and I’m thinking about asking for a raise at work. Is that okay?

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Jax Real Estate Trends in March – Spring Home Buying is Heating Up!

April 22, 2016

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“There are three types of baseball players: Those who make it happen, those who watch it happen and those who wonder what happened.” Tommy Lasorda

I want you to be one of “those who make it happen” by buying real estate now whether you upsize, downsize or rent as an investment. Read more

Mary Reilly Brings Abundance Of Industry Experience To Davidson

September 14, 2015

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We are pleased to introduce Mary Reilly to our expanding team of real estate agents. Mary comes to Davidson with decades of experience in sales and marketing, mortgage lending and real estate, notably new home sales.

“Mary has real estate experience that is as broad as it is deep, in addition to a career-long dedication to customer service. We’re thrilled to welcome her aboard,” said Davidson Realty President Sherry Davidson.

Mary earned her bachelor’s degree in marketing from the University of North Florida before launching her career as a marketing assistant, followed by positions in print sales and then media sales. Mary later shifted to the mortgage industry, working as a loan originator and then loan officer for an in-house lender. Her experience helping clients to become homeowners inspired Mary to earn her real estate license in 2005 and begin working with new home builders as a site agent. Read more

Davidson Announces Q2 Referral Basket Winner & Launches Q3 Contest

July 17, 2015

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Posted by in Contests, News

We would like to congratulate 2nd quarter referral basket winner Rick Wheat! Rick was entered into the drawing after referring buyer Raymond Jackson to Davidson Agent Caitlyn Hawkins. His full reed willow handcrafted picnic basket includes a bounty of al fresco dining accessories like melamine plates, flatware, a cooler and a bottle of chardonnay. Read more

Davidson Realty